Health Insurance Options

At Atlantic Insurance and Investments, we believe health coverage should be simple, personal, and built around your life. Whether you're planning ahead, navigating a transition, or traveling abroad, we’re here to guide you every step of the way—with clarity, compassion, and confidence.

Medicare

Medicare is designed for individuals age 65 and older, or those with qualifying disabilities. It includes several parts—Original Medicare (Parts A & B), Medicare Advantage (Part C), Prescription Drug Plans (Part D), and Medicare Supplement (Medigap) policies.

Enrollment Periods:

• Initial Enrollment: Begins 3 months before your 65th birthday and ends 3 months after
• Annual Enrollment: October 15 – December 7
• Open Enrollment for Advantage Plans: January 1 – March 31

We help you:

• Understand the difference between Original Medicare and Advantage plans
• Choose a Part D plan that fits your prescriptions
• Decide if a Medigap policy makes sense for your budget and health needs

Whether you're new to Medicare or reviewing your current coverage, we make it easy to feel informed and empowered.

Individual & Family Health Plans

These ACA-compliant plans are ideal for individuals, couples, and families who don’t have access to employer-sponsored coverage. They include essential benefits like preventive care, maternity, mental health, and prescriptions.

Enrollment Periods:

• Open Enrollment: November 1 – January 15
• Special Enrollment: Year-round for qualifying life events (e.g., marriage, birth, job change, loss of coverage)

We help you:

• Compare plans across carriers and metal tiers (Bronze, Silver, Gold)
• Understand income-based subsidies and tax credits
• Choose coverage that fits your family’s health needs and budget

We make health insurance approachable—so you can focus on what matters most: your health and your family.

Short-Term Health Insurance

Coverage can start quickly and last from 30 days – 90 days.

Available Year-Round:

• Coverage can start quickly.
• Coverage can last from 30 days – 90 days.

We help you:

• Understand what’s covered—and what’s not
• Choose a plan that fits your timeline and risk level
• Avoid surprises with clear, upfront guidance

Short-term coverage isn’t for everyone, but when it’s the right fit, we’ll help you make the most of it.

Group Health Insurance

Group health plans are a powerful way to support your team and grow your business. Whether you're a startup or a seasoned employer, we help you design benefits that reflect your values and meet your budget.

Enrollment is flexible and based on your business needs.

We help you:

• Explore traditional, level-funded, and self-funded options
• Understand compliance, contribution strategies, and employee eligibility
• Build a benefits package that attracts and retains great talent

We’re your partner in building a healthier, happier workplace.

Travel Health Insurance

Travel health insurance protects you from unexpected medical costs while you're abroad. Regular health plans often don’t cover international care, so travel coverage fills the gap—from emergency treatment to medical evacuation.

Available year-round. Coverage can be tailored to your destination, trip length, and health needs.

We help you:

• Choose coverage for vacations, study abroad, mission trips, or business travel
• Understand exclusions and emergency protocols
• Travel with peace of mind, knowing you’re protected wherever you go

Whether it’s a weekend getaway or a global adventure, we’ll help you pack smart with coverage that travels with you.

Affordable Health Insurance Coverage for Every Budget

We believe that quality health insurance should be accessible to everyone, no matter their financial situation. In fact, 60% of our clients pay less than the cost of a Happy Meal for their coverage! We’ll help you find a plan that fits your needs without breaking the bank.