Spring Home Maintenance
April 1, 2023
After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air!
The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds. Get your home in shape for spring with this checklist!
- Examine Roof Shingles: Examine the roof to see if any shingles were lost or damaged under the winter snow and ice.
- Check the Gutters: Loose or leaky gutters can cause improper drainage, which can lead to water in your basement or crawlspace during the spring rain.
- Inspect the Concrete: Inspect concrete slabs for signs of cracks or movement. Fill cracks with concrete crack filler or silicone caulk, power-wash, and then seal the concrete.
- Remove Firewood: Firewood stored near the home for winter should be moved at least 18 inches off the ground and at least 2 feet from the structure.
- Check Outside Faucets: Check outside faucets for freeze damage. While you’re at it, check your garden hose for dry rot.
- Repair Window Screens: You will want to open the windows to let the fresh air in. Ensure small holes and tears are repaired so bugs don’t get in.
This is just a short list of items you can do to prepare your home for the spring. Winter was nice and cozy but we are ready for the spring sunshine! While you are preparing your home for the spring, it is a great time to review your homeowners insurance!
Source: https://www.hgtv.com/lifestyle/clean-and-organize/10-home-maintenance-tips-for-spring-pictures
September Is Life Insurance Awareness Month
September 7, 2020
As I am sure most of you are thinking “There really is a month/day for everything!” Yes there is, and September is life insurance. I want to dispel a few myths regarding life insurance.
Myth 1: It’s expensive.
The biggest misconception about life insurance is its cost. There are many affordable plans available. Plans range in price based on a few factors but many are surprised how reasonably priced plans currently are right now.
Myth 2: If you are young and healthy, you don’t need it.
Your life insurance needs depend on many factors, but if possible, it’s better to buy a policy when you’re young and healthy and it costs the least. As you get older you are more likely to develop health problems and the price goes up.
Myth 3: If you have health issues, you can’t get it.
Unless you have severe health conditions, you generally can buy term life insurance. Conditions such as diabetes, high cholesterol and arthritis will mean higher life insurance quotes, but insurance could still be within reach.
Myth 4: If you are a stay-at-home parent you don’t need it.
If you die, who’s going to take care of your children, elderly parents and even your pets? Your surviving spouse may need to hire help, and insurance benefits could help pay for these costs. Stay-at-home parents provide a tremendous benefit to the family, and that void is expensive to fill.
Myth 5: Life insurance through your employer is sufficient.
Group life insurance is a great employer benefit, but typically the payout is fairly low, perhaps twice your base salary. That may not be enough to provide for a young family. Plus, what if you lose or leave your job? A workplace policy doesn’t travel with you, so a personal policy is the safest way to ensure your family is taken care of.
If life insurance is something you are interested in please give me a call. I can give you a quote in a matter of minutes.
Why choose Atlantic Insurance?
August 7, 2020
The main reason why our clients choose Atlantic Insurance is because we are an independent agency. That means we offer more insurance options along with a wide variety of coverage selections and prices. We will do the shopping for you! At Atlantic Insurance we will make sure you are getting the best policy at the best price.
Atlantic Insurance works with multiple lines and carriers. This means we can offer more products that can best meet all your needs. You can get auto, home, health, life, business insurance and more, all in one place, with the help of one agent. To learn more about what we offer please visit our website.
